SBA and SBA-7A Loans
The Small Business Administration (SBA)
is a federal agency responsible for ensuring the financial health of our country’s local businesses and creating more opportunities for companies to get the funding they need. The SBA achieves its goals not by lending itself, but by guaranteeing financial institutions’ loans to qualifying borrowers. The SBA’s ability to guarantee the loan gives less established entrepreneurs an opportunity to secure funding when they might not otherwise be able to do so through traditional methods. Prospective business owners might consider an SBA Loan if they meet the following eligibility criteria:
- Be a for-profit business such as an LLC (i.e., not a 501(c)(3)).
- Conduct your business in the United States.
- Have invested equity in the business in the form of money, service, or other contributions of property.
- You’ve exhausted opportunities to get funding from other lenders.
Our lending professionals can help your company determine if an SBA loan is viable for financing your business’s working capital, and fixed asset needs or if another lending solution is available.
J.A. Biz Funding: The Smart Financing Company for You
As a business owner, we understand your need to be ahead of your competitors. Through our financing, we can help you get through it and achieve your goals.
Get your small business loans and create growth opportunities.